Columbus Day

In observance of Columbus Day, Auto Use will be CLOSED Monday October 9. We’ll be back regular hours Tuesday October 10. We hope you have a safe and enjoyable Holiday.

Floorplan and Retail Financing Programs

Finance Solutions for Automotive Dealerships

Smart. Simple. Easy.


For Auto Loan customer log in or to learn more about financing and payment options, as well as customer service contact information.


For Auto Use dealer log in and to learn more about financing programs available to help grow your dealership.


For Auction partners or those who would like to learn more about becoming a partner of Auto Use and the benefits that come with it.

Auto Use offers full spectrum lending solutions for dealerships across the country.

floorplan all your inventory financed with auto use at auto auction

Floorplan Financing

Auto Use’s Floorplan program offers competitive rates, no curtailments for 90 days, and the longest terms in the industry. Buy at any major auction or anywhere, anytime, from anyone with our unique Checkbook program

retail financing dealers

Retail Financing

Auto Use’s indirect lending program – Auto Loan – is accessible on all major automotive funding portals. We offer competitive advances/rates/terms, instant approvals, same day funding, rate participation, and more

used car leasing program for dealers

Leasing Program

Find out how you can use a new way to get more deals done with this alternative finance method. Customers can get more car for less payment and money down. Plus the opportunity for inventory and customer retention

60+ Years in the Automotive Dealer Financing Industry

We are located in Andover, MA. Since 1960, Lease & Rental Management d/b/a Auto Use Auto Loan has been providing dynamic financing options for automobile dealers and customers through its Inventory and Retail Finance programs. We are always finding unique and innovative way to bring the best finance strategies to you so your business can grow and succeed in today’s market.

Financing Programs for everyone

No dealership is too big or too small. We offer specialized finance plans for all types of dealerships across the United States. Just call and ask, we’d love to see how we can help your dealership succeed. Whether you are looking for floorplan, retail financing, or something else, we are sure to have a solution to fit your needs.

Apply Today

Applying is quick and easy

Once you apply, a representative from Auto Use will reach out to make the whole process as simple and painless as possible. We strive for the #1 customer service that you can count on and pride ourselves on the relationships we’ve built with our Dealer and Auction partners.

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Contact Us

Contact our office for more information. For a list of specific departments, click here.