Terms and Conditions of Use

Welcome to autouse.com. This page provides important information about the use of our website and other legal matters.

Please review the following terms and conditions carefully and in their entirety prior to continuing. These terms and conditions govern the use of autouse.com or any other related mobile application (hereinafter, the Website). These terms and conditions are applicable to the use of this website, regardless of the manner and form in which you accessed it.  By using this Website, you signify your acceptance of these Terms and Conditions of Use.

Please be aware that these Terms and Conditions may be changed or updated at any time without prior notice. Changes are effective when posted on the Website. Please review these Terms and Conditions periodically for current information. Your continued use of this Website signifies that you agree with any changes or updates. Additional legal notices, terms and conditions regarding specific products and services may be found elsewhere on the Website or mobile application, if any. Those additional legal notices, terms and conditions apply with regard to the matters specifically addressed by them.

If you do not agree to the terms and conditions as set forth herein, do not use this Website.

1. Website Visitor Responsibilities

You are solely responsible for any information your provide us or other visitors through your use of this website, and you agree that the information you provide will be accurate and will not a) infringe any party’s copyright, trademark, or other proprietary rights of publicity and / or privacy; nor b) be defamatory, libelous, otherwise threatening or harassing, or otherwise violate any applicable law or regulation. You may not use the website to conduct any illegal business or activity.

Information you provide to this website may be lost or destroyed, or may be edited or removed from the website by us. We are not responsible for the loss of this or any such information. You should retain copies of all important information you provide to the website.

2. Registration and Passwords

Sections of this Website are available to you only if you register as required by this Website. You agree to provide true, accurate, complete and current information about yourself when registering and to update the information as needed to keep it true, accurate, complete and current. By registering, you agree to these Terms and Conditions and agree to allow the Company to collect your registration information and allow the Company to track your usage of the website to help the Company improve the products and services the Company provides. You further agree to allow the Company to periodically send promotional email to you about this Website, about the Company’s products and services and the products and services of the Company’s affiliates and business partners.

Upon your request, the Company will cancel your registration, thereby removing you and your registration information from the Company’s database and terminating your access to selected portions of the Company’s website. Upon cancellation of your registration, you will no longer receive email contact from the Company as provided through this Website.

To request a cancellation of your registration, contact the Company. If the Company has reason to believe that your registration information is not true, accurate, complete or current, the Company reserves the right to terminate your registration and refuse any and all future use of this Website or the Contents. The Company’s use of any personal information you provide as part of the registration process is governed by the Terms of the Company’s Privacy Policy.

To use certain sections of this Website, you will need a username and a password, which you will select as part of the registration process. You acknowledge that the Company reserves the right to refuse to grant you a username that is already in use, may be illegal, may be protected by trademark or other proprietary interest, is obscene or profane or otherwise determined by the Company, in the Company’s sole discretion, to be inappropriate.

You agree to be responsible for all acts and omission that occur in connection under your Username and Password. You agree to be responsible for keeping your password confidential. You agree that we are authorized to act on instructions given under your password or identification, even if you did not consent to the transaction submitted. You agree to notify us toll free at (800) 737-9780 about any unauthorized use of your password or breach of security applicable to your password, identification, or use of this website. The Company is not and will not be responsible for any loss or damage resulting from your failure to protect your username and password.

3.Intellectual Property (IP) Rights

All of the information and content on this Website, including but not limited to all text, graphics, images, software applications and code, video, audio, and user interface design (hereinafter, the Content) is the property of Lease and Rental Management Corp. and / or its affiliates or is being used by the Company with the express permission of a licensor, and is protected by United States and foreign copyright laws and conventions.  You may not modify, reproduce, copy, distribute, transmit, display, publish, download or upload, sell, license, create derivative works of or use any aspect of the Website or the Content for commercial purposes, public purpose, or for any other republication, redistribution, or use of the Content, including, without limitation, framing the Content within another site without the prior, written permission of the Company.

The trademarks, service marks, logos, URLs and domain names, registered or not, including without limitation “Auto Use,” “Auto Loan,” and “Penn Auto Loan” (hereinafter, the Marks) appearing on this Website, are the property of the Company. You may not use, copy, download, display, transmit or modify any Mark in any way without the Company’s prior written consent. You may not include the Company name, any mark, or any variation of the foregoing in any metatag, hidden textual element, or any other indicator that may create an impression of affiliation, sponsorship, endorsement, or any other relationship between this Website, the Company, and any other website, person, entity or organization.

4. Links

From time to time, the Company may provide links from this Website to a website not owned by the Company or permit a link from a website not owned by the Company to this Website. Such links are for your convenience only and do not imply any affiliation with, or an endorsement, authorization, sponsorship or promotion of the non-Company website or its owner. The Company does not control or review any link, and accepts no responsibility for the content, products or services provided at or by these linked websites. If you decide to visit these linked websites, you do so only at your own risk, and you should be aware that these websites are governed by their own terms and conditions and privacy policies.

Links to this Website may be made only with the Company’s permission. A link to this Website may be permitted in the Company’s discretion, where, without limitation, such link is (a) to this Website’s home page, (b) clearly informs users that the link is to the Company’s home page, (c) does not imply any affiliation, endorsement, sponsorship, or any other relationship between the linking site, the site owner, and the Company, (d) delivers this Website’s Content without framing or similar environment and (e) maintains the integrity of this Website’s layout , content and look and feel. The Company reserves the right in its sole discretion to refuse permission or to cancel permission to link to this Website anytime, without cause, reason or explanation.

5. Access and Availability

No warranty or representation is made that this Website or any part or function including without limitation any downloadable files, available at either this Website or any linked site is free of a computer virus, malware, or other destructive or harmful program, software, code or device which may erase, scramble, lock or disable any computer software, content or equipment or may prevent users from using a site or nay other item of software or hardware. You should routinely scan your system and downloaded files for such disabling devices.

6. Third Party Content

From time to time the Company may provide information at this Website supplied by third parties. Any opinions, advice, statements, services, offers or other information expressed or made available by a third party, are those of such third party and not the Company. The Company does not independently verify the information provided by third parties, does not guarantee the accuracy, completeness or sequencing of such information, and assumes no responsibility for Content displayed on this Website that may be provided by any third party.

7. Content and Liability Disclaimer

No warranties. Our intent is to provide accurate and up to date content on this Website. However, that is not always possible. THEREFORE, ALL CONTENT, SERVICES AND FUNCTIONS ON THIS WEBSITE, OR ANY SITE LINKED TO THIS SITE, ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PUPOSE, OR NON-INFRINGEMENT. Some jurisdictions do not allow the exclusion of certain implied warranties in which any required warranty applies to the minimum extent which is legally required.

Content is provided for informational purposes only and should not be relied on. Although the information on this Website may include statements on various financial, legal or tax concerns, it is provided for informational purposes only, and is not intended and should not be relied upon as legal, tax or personalized advice. The Company does not warrant or make any representations regarding the suitability, usefulness, or expected results of the Content, services, products or functions, including tools such as calculators provided on this Website or on any linked website. You should not rely solely upon this information in making any decisions, including any decision to buy a product or a service from the Company or any other company.

Content may contain inaccuracies or errors, and may change.

No warranty or representation is made that the information on this Website is complete, accurate, up to date or error free, or that known defects will be corrected. Content, services, products and  / or functions available on this Website may be changed or updated at any time, without notice; but the company has no obligation to update this Website so that information may be out-of-date at any given time.

8. Limitation of Liability, Waivers, and Disclaimers

IN NO EVENT WILL THE COMPANY BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, PUNATIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, FOR ANY LOST PROFITS, BUSINESS INTERRUPTISONS, LOSS OF PRGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE OR ANY OF OUR REPRESENTATIVES ARE EXPRESLLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES, ARISING OUT OF OR RELATED TO ANY USE OF OR INABILITY TO USE THIS SITE, OR ANY OTHER LINKED SITE, INCLUDING, WITHOUT LIMITATION, USE OF ORRELIANCE ON INFORMATION, INTERRUPTIONS, ERRORS, DEFECTS, MISTAKES, OMISSIONS, DELETION FO FILES, DISAQBLING DEVICES, DELAYS IN OPERATION OR TRANSMISSION, NONDELIVERY OF INFORMATION, THEFT, UNATHORIZED ACCESS, DISCLOSURES OF COMMUNICATIONS, OR ANY FAILURE OF PERFORMANCE.

Some jurisdictions do not allow limitation or exclusion of certain liabilities or damages in which event in such jurisdiction the foregoing shall apply to the maximum extent allowed by law. You are responsible for the entire cost of all servicing, repair or correction of your property or operations, including without limitation your computer, network, software or any device, required as a result of or related to using this Site. In no event shall the Company’s total liability to you for damages, losses, and causes of action of any kind – whether in contract tort (including, but not limited to negligence), strict liability or otherwise – exceed the amount paid by you, if any, for accessing this site.

9. Privacy

We are committed to protecting the privacy and confidentiality of your personal information. To review the Company’s privacy policy, click HERE.

10. Children’s Online Privacy and Protection Act

We operate a commercial website. Financial transactions with the Company are not intended for children. We do not knowingly collect or solicit any information from or about children for marketing purposes through this website.

11. Monitoring Use

The Company reserves the right to monitor any and all use of the Company’s Website in its discretion. However, unless required by law, we do not have any obligation to you to conduct such monitoring or to take any action based on any monitoring we may conduct.

12. Security

You should be aware that in general information sent through the internet is not secure. Email services that may be provided through this Website are generally not encrypted and do not provide a secure and private means of communication with us. For certain types of communications through this Website, we may require the use of encryption technologies provided for your protection and / or require you to use user identification and passwords. You are responsible for the confidentiality and use of your user identification, password, social security number and account number.

If you become aware of any loss, theft or unauthorized use of your user identification, password, social security number and / or account number, immediately notify a Company representative. While the Company may provide those technologies and use other reasonable precautions to protect confidential information and provide suitable security, we cannot guarantee that information transmitted through the internet is secure, or that such transmissions will be free from delay, interruption, interception or error. Please be aware that although passwords or other security protections may be in use, the Company reserves the right to monitor all any and all transmissions, stored messages and routine backup copies of communications to ensure appropriate system usage.

13. Execution of Transactions

The Company may make available on the Website the ability to conduct certain transactions. By using the Website to access your account or other personal information, you consent to the electronic transmission of that information. You can only execute transactions, or obtain personal account information by following the instructions stated within the appropriate password protected log in section of the Website.

WE ARE UNABLE TO EXECUTE ANY TRANSACTIONS OR PROVIDE ANY PERSONAL ACCOUNT INFORMATION VIA EMAIL.

When using this Website to execute transactions, problems may occur that are beyond the Company’s ability to correct. Access to the Website may be limited or unavailable during periods of peak demand, system updates or upgrades, maintenance or for any other reason. If you are not able to complete your transaction due to a system failure; fail to receive confirmation of a transaction or its execution within ten (10) business days after execution; or receive confirmation of a transaction you did not request, you must contact the Company immediately. The Company will not assume any responsibility for such system failures and errors.

14. Choice of Law

The laws of the Commonwealth of Massachusetts govern these Terms and Conditions, without regards to any conflict of laws provisions. If you take legal action regarding or related to these Terms and Conditions or arising out of your use of the Company’s Website, you agree to file such action only in the Commonwealth of Massachusetts and further consent to submit to the personal jurisdiction of the state and federal courts of the Commonwealth of Massachusetts for the purpose of pursuing such action. Any cause of action you may have with arising out of or related to the use of this Website must be commenced within one (1) year after the cause of action arises.

The Company reserves the right to seek all remedies available at law and at equity for violation of these Terms and Conditions, as well as the right to restrict access to this Website or to any portion of this Website. The Company neither represents nor warrants that the information in the Website is appropriate or available for use in other locations and access from certain locations or devices may be strictly prohibited. Those who access the site do so on their own initiative and are responsible for compliance with any applicable state, federal and local laws.

15. Entire Agreement

These terms and conditions represent the entire agreement between the Company and you regarding the subject matter herein. If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severed from these terms and will not affect the validity and enforceability of the remaining provisions.

16. Social Security Number Safeguarding Policy

The Company is committed to the protection of Social Security Numbers.

This notice specifically applies to any Social Security Number that the Company collects in the course of business.

We will maintain physical and electronic security procedures designed to protect the confidentiality and security of Social Security Numbers. We protect against unauthorized third party access, and do not share Social Security Numbers except as required or permitted by law. In addition, our employees and agents are trained to protect Social Security Numbers. We limit internal access to Social Security Numbers to those individuals who need the information to do their jobs.

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